Where this policy applies
Our legal position is simple: access depends on the law that applies where you are, and we only let you continue where local law permits. The account path you see in India is tied to the rules that apply to your region, and the payment chips
-
1
shown beside it — UPI, Paytm and PhonePe — may appear or disappear if the legal status of a request changes. We may hold a withdrawal or a profile edit until the name, phone number and wallet record match the account. If a local rule conflicts
-
2
with this page, the stricter rule applies. We also keep the minimum record needed for dispute handling, audit checks and statutory retention, then remove or anonymise it when the lawful retention period ends.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.